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Income Tax Calculator New Regime FY25-26

Calculate estimated income tax under the New Tax Regime for FY 2025–26. Enter annual gross income to see taxable income after standard deduction, slab-wise tax, cess, Section 87A rebate (if applicable), and estimated in-hand income.

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Calculation basis
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What we verified
FY 2025–26 new regime slabs, ₹75,000 standard deduction, Section 87A rebate thresholds.
Source
Indian tax and finance tools use slabs and rates from official government publications (e.g. Income Tax Department) and widely accepted financial formulas. Rates are reviewed when regulations change.
Disclaimer
Results are estimates for planning purposes only. Not financial, legal, tax, or medical advice. Verify with a qualified professional before making decisions.
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Country-specific calculator. Amounts stay in India (INR) even if you change the header country.

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Formula & method

Taxable income = Gross income − ₹75,000 standard deduction (new regime). Tax computed on progressive slabs (0% up to ₹4L, then 5%–30%). Health & Education Cess = 4% on tax. Section 87A rebate up to ₹60,000 when income ≤ ₹12L (rules apply).

Examples

  • ₹15,00,000 gross → taxable after ₹75k deduction, tax per FY25-26 new slabs + 4% cess
  • Income ≤ ₹12L may qualify for rebate under Section 87A, see result breakdown

Wrong result? Report an issue · Methodology

How to Use

  1. Confirm you want the New Regime (default for FY25-26 unless opted out).
  2. Enter annual gross salary/income before deductions (excluding exemptions not modeled here).
  3. Review taxable income, tax, cess, rebate, and estimated in-hand.
  4. Compare with Old Regime using our comparison tool if unsure.

Frequently Asked Questions

Which year's slabs are used?

FY 2025–26 (Assessment Year 2026–27) new regime slabs with ₹75,000 standard deduction and updated rebate thresholds per Union Budget 2025.

Are HRA, 80C, or other deductions included?

This calculator models standard deduction and slab tax only. The new regime limits most Chapter VI-A deductions, use the old regime tool for comparison with exemptions.

Is this official tax advice?

No. Estimates only. Refer to incometax.gov.in or a chartered accountant for filing.

Guides & worked examples

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Income Tax Calculator New Regime FY25-26 | Utilquip | Utilquip