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Old vs New Tax Regime Comparison

Side-by-side tax estimate for FY25-26 new slabs vs old slabs with standard deduction and 80C. See which regime leaves more in-hand pay.

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Calculation basis
Last reviewed:
Source
Indian tax and finance tools use slabs and rates from official government publications (e.g. Income Tax Department) and widely accepted financial formulas. Rates are reviewed when regulations change.
Disclaimer
Results are estimates for planning purposes only. Not financial, legal, tax, or medical advice. Verify with a qualified professional before making decisions.
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Country-specific calculator. Amounts stay in India (INR) even if you change the header country.

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Formula & method

Tax computed separately per regime slabs, cess at 4%, Section 87A rebate on new regime where applicable.

Examples

  • ₹15 lakh gross with ₹1.5L 80C → compare tax and in-hand under each regime

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How to Use

  1. Enter annual gross income.
  2. Enter 80C investments for old regime comparison.
  3. See tax and in-hand under both regimes and which saves more.

Frequently Asked Questions

Which regime should I choose?

Depends on deductions and income level. Use this comparison as a starting point; confirm with Form 12BB and your CA before switching.

Guides & worked examples

Start with examples →
Old vs New Tax Regime Comparison | Utilquip | Utilquip