FD Calculator
Project FD maturity value from deposit amount, interest rate, tenure, and compounding frequency. Compare bank FD offers before investing.
- Last reviewed:
- Source
- Indian tax and finance tools use slabs and rates from official government publications (e.g. Income Tax Department) and widely accepted financial formulas. Rates are reviewed when regulations change.
- Official references
- Disclaimer
- Results are estimates for planning purposes only. Not financial, legal, tax, or medical advice. Verify with a qualified professional before making decisions.
Country-specific calculator. Amounts stay in India (INR) even if you change the header country.
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Formula & method
Maturity = P × (1 + r/f)^(f × t), where P = principal, r = annual rate, f = compounding periods per year, t = years.
Examples
- ₹1,00,000 at 7.5% for 5 years, quarterly compounding → maturity ≈ ₹1.45 lakh (illustrative)
- More frequent compounding slightly increases returns at the same nominal rate
Wrong result? Report an issue · Methodology
How to Use
- Enter deposit amount and annual interest rate from your bank.
- Set tenure in years and choose compounding frequency.
- Review interest earned and maturity value.
Frequently Asked Questions
Is TDS included?
No. Interest above ₹40,000/year (₹50,000 for seniors) may attract TDS, consult your bank or CA.
Guides & worked examples
Start with examples →FD Calculator Examples
Real-world examples and use cases for fd calculator.
How to Use FD Calculator
Step-by-step guide for using fd calculator effectively.
What is FD Calculator?
Complete guide to fd calculator with examples and FAQs.
FD Calculator: Complete FAQ
Frequently asked questions about fd calculator.
Best Tips for FD Calculator
Expert tips and tricks for fd calculator.